Employer Benefits Consulting, LLC
“Specializing in Insurance and Financial Services”
Who We Are
We are preferred brokers with AvMed, Aetna, Cigna, Blue Cross & Blue Shield, Humana, Neighborhood Health Partnership and United Healthcare
Among South Florida’s largest benefit consultants representing over 2,000 clients ranging from 5-500 employees.
Annual premium sales in excess of $150 Million.
What We Do
The implementation of new or revised employee benefit plans requires careful coordination and insight with company management and outside professionals.
A successful compensation and employee benefit program must meet employee needs, be in compliance with government regulations, and meet organized labor demands. Industry knowledge, planning, and administrative expertise are essential to the establishment of a cost-effective employee benefit program.
Latest News and Info
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Client Spotlight: Oldach Associates, LLC
Oldach Associates, LLC has been established in Puerto Rico for over 60 years. Founded by Mr. John Oldach as a manufacturer’s representative and later purchased by Mr. Giancarlo…
What is one advantage of a group health insurance plan?
Among the advantages of group health insurance for employees is the higher number of people in the pool (group) that is getting the insurance. When more people are included, there are more options for more people, generally at a lower price than what would otherwise be available.
What is a deductible?
A deductible is an amount that you’re responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
How We Work:
- Meeting with key personnel involved in the evaluation and implementations of benefits
- Review of existing healthcare plans and other benefits
- Determining actual needs: goals, short, and long-term objectives
- Request of information to all current carriers
- Analysis of loss runs and tendencies
- Request quotes to all suitable carriers depending on the group needs
- Present comparative report and benefit analysis
- Include recommendations based on needs and goals
- Negotiate and contract
- Prepare and assist during enrollment
- Implement
- Give support in day-to-day client/carrier relations and customer service
OUR SERVICES INCLUDE THE DESIGN, IMPLEMENTATION, AND MONITORING OF:
Employee Benefit plans; including Medical, Dental, Life, Disability, & Vision
- Retirement plans; including 401k, Defined Benefit Plans & Profit-Sharing Plans
- Non-qualified plans; including Supplemental Executive Retirement Plans
- Section 125 Pre-Tax Cafeteria plans; including POP, HRA, H.S.A. and FSA
- Voluntary Dental, Disability & Life Insurance; at no cost to employer
- Employee Communication Programs