Meet our team


Our Mission

Rising healthcare costs are challenging both private and public sectors. Employer Benefits Consulting provides long-term solutions by promoting a healthy workforce, improving productivity, and empowering employees with more control over their healthcare decisions.

We help clients implement consumerism strategies to reduce costs without cutting benefits, offering expert guidance on H.S.A., HRA, and CDHP. Our dedicated approach ensures tailored solutions and exceptional service, treating each client as our top priority.


We treat each client like they are our only customer.

Edward Colina

Managing Partner

Office: 305-252-9980 Ext. 104

Cell: 305-323-0919

Fax: (305) 252-2022

Email: Ecolina@ebcllc.net

Fabian Villalba

Office: 305-252-9980 Ext. 102

Fax: (305) 252-2022

Email: Fvillalba@ebcllc.net  

Edward H. Colina

Office: 305-252-9980 Ext. 114

Fax: (305) 252-2022

Email:  Ehcolina@ibc-llc.net

Jovan Ribadeo

Office: 305-595-8850  Ext. 118 

Fax: (305) 252-2022

Email: JRibadeo@EBCLLC.Net

Michael Reyes

Office: 305-235-3835 Ext. 103 

Fax: (305) 252-2022

Email: Mreyes@ebcllc.net

Manny Ribadeo

Office: (305) 235-3835 Ext 101

Fax: (305) 252-2022

Email: Mribadeo@ebcllc.net 

Lazaro Gonzalez

Office:  305-252-9980 Ext. 105 

Fax: (305) 252-2022

Email: Lgonzalez@ebcllc.net

Marisol Garcia

Office: 305-252-9980 Ext. 106

Fax: (305) 252-2022

Email: MGarcia@ebcllc.net

Yakelin Tamayo

Office: 305-235-3835 Ext. 100

Fax: (305) 252-2022

Email: Info@ebcllc.net

Selina Dominguez

Office: 305-252-9980 Ext. 108

Fax: (305) 252-2022

Email: Sdominguez@ebcllc.net    

Alex Cardona

Office: 305-252-9980 Ext. 109

Cell: 305-206-0630

Fax: (305) 252-2022

Email: ACardona@ebcllc.net

Patrick Tabor

Office: 305-252-9980 Ext. 110

Cell: 305-905-2567

Fax: (305) 252-2022

Email: Ptabor@ebcllc.net

Julio Sardiñas

Office: 305-788-3358 

Fax: 305-556-1399

Email: Jsardinas@ebcllc.net

Robert Glass

Office: 954-785-3969

Mobile: 954-263-8143

Email: rglass@ebcllc.net

Clemente Amezaga

Office: 305-388-4139

Fax: 866-252-5832

Email: Camezaga@oigusa.net

Andrew Carvo

Office: 866-426-6119 Ext 101 

Cell:  954-756-6112 

Email:Amc@carvofinancialgroup.com

Enrique Fernandez-Silva

Office: 305-595-8850

Cell: 305-903-4562

Email: Efs1@ebrmiami.com

Stephen Foster

Office: 305-232-5422

Fax: 305-232-5420

Email: Stephen@ffsins.com

Mitchell Freifeld

Office: 954-596-5228 Ext. 11

Fax: 954-596-5229

Email: Mitch@cigbenefits.com

Web: www.cigbenefits.com

Andres Fernandez

Office: 305-443-1178

Fax: 305-446-1289

Email: Afernandez@sfgb.org

Michael E. Marsengill, Jr.

Office: 561-750-0174 Ext. 201

Cell: 305-588-7740

Fax: 561-750-0176

Email: Mikenwellington@yahoo.com

Leon Avila

Office: 305-669-4444

Fax: 786-258-4392

Email: Lravila@avilains.com

Katelynd Noone

Office: 772-999-6330

Fax: 305-252-2011

Email: Katelynd@businessinsgroup.com   

Jeffrey Sherman

Cell:  561-271-2616

Fax: 866-351-1695

Email: Jssherman@outlook.com

Website: www.jssherman.com

Carlos Gaviria

Office: 561-750-0174 Ext. 201

Cell: 954-650-4448 

Fax:  305-675-2789

Email: carlosngaviria@gmail.com

Marc Rheingold

Office: 954-217-3066

Fax: 954-368-2143

Email: Marc@marcrheingold.com

Mario Bick

Office: 954-775-0275

Fax: 954-775-0889

Email:Mario@BickInsuranceConsultants.com

Carlos Rodriguez,

Office: (305) 595-8850 Ext 119

Fax: (305) 252-2022

Email:CSR1@EBCLLC.NET

Nicholas Sardiñas

Direct: 954-599-7495

Christian Saldaña

Direct: 954-609-3880